The New York Fed Q3 Household Debt and Credit report: loans 30+ days delinquent rose to 5.0% from 4.7% in Q2. Total household debt increased 1.8% QoQ to $19.1 trillion. Mortgage balances delinquent 90+ days rose to 1.13%, the highest since Q1 2018. H

2026-11-11

The New York Fed Q3 Household Debt and Credit report: loans 30+ days delinquent rose to 5.0% from 4.7% in Q2. Total household debt increased 1.8% QoQ to $19.1 trillion. Mortgage balances delinquent 90+ days rose to 1.13%, the highest since Q1 2018. Home-equity line balances increased by $23 billion, the largest quarterly gain since 2005. New auto-loan delinquencies rose; student-loan delinquency growth slowed; credit-card delinquencies improved. The New York Fed said overall credit quality remains sound despite higher mortgage delinquencies.